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Loan Against Property

Loan against Property is a secured loan. If you own Residential or Commercial property you could utilize the value of the same by opting for mortgage loan. The property papers are retained as security for a loan at a much lesser rate than personal loan.

  • The ownership of the property is retained by the owner. In case of inability to repay the loan the property could be disposed of to repay dues.
  • Loan against property can be taken either for personal or business purpose like working capital, business expansion, repayment of expensive loans etc. Option for an overdraft facility is also available.
  • Loan amount could range from Rs.10 lakh to Rs.50 Cr.
  • LAP is available from minimum 1 year to a maximum of 15 years.
  • Eligibility depends on income and the current market value of the property.
  • Rate of interest could be in the range of 12% to 16 % on monthly reducing basis.


If you have any querry for Corporate Loan... We are available